Turn your investment policy into live guardrails.
A written plan is useful only when it stays close to the portfolio. Aerarium Portfolio turns your Investment Policy Statement into a living plan you can actually follow — your rules, reviews, and exceptions in one place.
- Immutable IPS versions
- Allocation ranges and guardrails
- Review cadence and exceptions
Your rules should not live in a forgotten document.
Investors often know the principles they want to follow: position limits, asset-allocation ranges, liquidity floors, restricted assets, and a review cadence. The hard part is remembering those rules when the market moves.
Aerarium keeps your current plan visible and makes it easy to see when you've drifted, without turning the app into a trading interface.
A policy record with an active review loop.
Aerarium Portfolio stores an IPS as an immutable versioned policy. When you revise it, the prior version remains part of the history rather than being silently overwritten.
Aerarium surfaces allocation checks, guardrails, policies, liquidity, and version history in one place. It is designed to support disciplined review, not constant activity.
Who it is for
Investors who want a repeatable decision process, a written portfolio policy, and a calmer way to check whether the portfolio still matches the plan.
What Aerarium does not do
Aerarium provides tools for documenting and monitoring your own policy. It is not a robo-advisor and does not generate individualized investment advice.
Questions, answered plainly.
What is an Investment Policy Statement?
An Investment Policy Statement, or IPS, is a written set of portfolio objectives, constraints, allocation targets, guardrails, and review rules.
Can I change my IPS later?
Yes. Aerarium treats IPS versions as immutable history. A revision creates a new version so you can review how your policy evolved.
Does Aerarium rebalance my portfolio automatically?
No. Aerarium monitors policy alignment and surfaces exceptions. It does not place trades or rebalance accounts.
Is an IPS only for professional investors?
No. The same discipline can help an individual investor define a plan before market noise tests it.
Keep exploring Aerarium.
Use visibility to support your own discipline.
Aerarium Portfolio is free during the iOS beta. Brokerage sync is read-only, and Aerarium never places trades.