Know when your portfolio has drifted from your own rules.
Policy Score compresses several portfolio checks into one visible signal, then lets you inspect the drivers. It is a monitoring tool for discipline, not a black-box rating.
- Transparent score drivers
- Policy-linked monitoring
- Healthy areas and pressure points
One number should lead to an explanation.
A portfolio can drift in more than one way. Asset allocation can move outside a target band. A single holding can become too concentrated. Liquidity can fall below a floor. Reviews can become overdue.
A useful score should not hide those details. Policy Score is designed as an entry point: the score shows whether attention is needed, and the breakdown shows why.
A score with visible drivers.
Aerarium Portfolio evaluates allocation drift, concentration risk, cash runway, goal alignment, speculative compliance, and review cadence against the rules you have recorded.
The breakdown keeps healthy areas visible alongside the pressure points. You can inspect the checks that contribute to the score before deciding what, if anything, to do.
Who it is for
Investors who want a quick portfolio health check without losing the detail needed to understand concentration, drift, or overdue reviews.
What Aerarium does not do
Policy Score reflects the rules and portfolio data available in Aerarium. It is not a prediction, credit score, performance forecast, or investment recommendation.
Questions, answered plainly.
What does Policy Score measure?
Policy Score reflects portfolio alignment with your recorded rules across allocation drift, concentration, liquidity, goals, speculative compliance, and review cadence.
Is Policy Score a performance score?
No. It is a policy-alignment signal. It does not predict returns or rank investments.
Can I inspect why the score changed?
Yes. The breakdown shows the individual score drivers so the number is not a black box.
Does a low Policy Score tell me to trade?
No. It tells you which recorded rules need attention. Any portfolio decision remains yours.
Keep exploring Aerarium.
Use visibility to support your own discipline.
Aerarium Portfolio is free during the iOS beta. Brokerage sync is read-only, and Aerarium never places trades.